A Student's Guide to Living and Studying in Singapore

I. Introduction: Why Choose Singapore for University? For prospective international students, Singapore stands out as a premier global education hub. This dynam...

Jul 11,2024 | STACY

I. Introduction: Why Choose Singapore for University?

For prospective international students, Singapore stands out as a premier global education hub. This dynamic city-state, often referred to as the "Lion City," masterfully blends Eastern and Western influences, offering a unique and enriching backdrop for higher education. The decision to pursue a degree at a is more than just an academic choice; it's an investment in a future shaped by excellence, innovation, and global connectivity.

The benefits of studying in Singapore are multifaceted. Firstly, the quality of education is world-renowned. Institutions like the National University of Singapore (NUS) and Nanyang Technological University (NTU) consistently rank among the top universities globally, boasting cutting-edge research facilities and distinguished faculty. The curriculum is rigorous, industry-relevant, and taught in English, making it accessible to a wide international cohort. Secondly, Singapore serves as a gateway to immense career opportunities. It is a global financial center and a hub for technology, biomedical sciences, and logistics. Many multinational corporations have their Asia-Pacific headquarters here, providing students with unparalleled access to internships and graduate employment. The government's supportive policies for talent retention further enhance post-study work prospects. Finally, the cultural experience is unparalleled. Living in Singapore means immersing oneself in a harmonious tapestry of Chinese, Malay, Indian, and Western cultures. This exposure fosters cross-cultural understanding, adaptability, and a truly global perspective—skills highly valued in today's interconnected world. Choosing a Singapore uni is, therefore, a strategic step towards a world-class education and a vibrant, future-ready life.

II. Visa and Immigration Requirements

Securing the correct visa is the first critical step for your educational journey. International students accepted into a full-time program at a recognized Singapore uni must apply for a Student's Pass (STP). The application process is streamlined and primarily conducted online through the Immigration & Checkpoints Authority (ICA) website via the Student’s Pass Online Application & Registration (SOLAR) system.

The institution that has offered you admission will provide you with the necessary SOLAR application number and instructions. You will then need to submit Form 16 and the required documents electronically. The key documents typically include:

• A copy of your passport biodata page.
• The official offer letter from the educational institution.
• Completed Form 16, Form V36 (if applicable), and a recent passport-sized photograph.
• Your personal particulars and educational background details.
• Proof of financial ability to cover tuition fees and living expenses (e.g., bank statements, sponsorship letters).

Eligibility hinges on acceptance into an approved course and demonstrating the financial means for your stay. For a smooth application, initiate the process as soon as you receive your offer letter, as processing can take several weeks. Ensure all documents are clear, legible, and translated into English if necessary. Be truthful and consistent in all information provided. Once approved, you will receive an In-Principle Approval (IPA) letter, which serves as a temporary visa for entry. You must complete the formalities, including a medical examination and the issuance of the physical STP card, shortly after arriving in Singapore.

III. Accommodation Options for Students

Finding a suitable place to live is crucial for your comfort and academic success. Singapore offers a range of housing options catering to different budgets and preferences.

On-campus Housing

Most universities, such as NUS and NTU, offer on-campus hostel accommodation. The primary advantages include proximity to lecture halls, libraries, and campus facilities, fostering a strong sense of community and making it easier to participate in student activities. Rooms are usually furnished, and utilities are included in the fee. However, on-campus housing is highly competitive and not guaranteed for all students, especially beyond the first year. Costs, while convenient, can be comparable to some off-campus options. The application process is managed by the university's housing office and typically opens shortly after course acceptance, requiring separate application and often a non-refundable fee.

Off-campus Housing

Many students opt for private rentals. Common options include renting a room in a Housing & Development Board (HDB) flat (public housing) or a condominium apartment. HDB rooms are generally more affordable, while condos offer amenities like pools and gyms. Costs vary significantly by location, room size, and whether it's a shared or single room. Expect to pay anywhere from SGD 600 to SGD 1,500 per month. Finding roommates can help reduce costs; university notice boards, Facebook groups, and property portals like PropertyGuru or 99.co are popular resources. Always inspect the property, understand the lease terms (typically a 1-year commitment), and clarify what is included (e.g., Wi-Fi, utilities).

Short-term Accommodation

For your initial arrival, especially if you need time to find long-term housing, consider short-term stays. Options include budget hotels, hostels (like YMCA or MET A Space Pod), or serviced apartments. Some universities may also offer temporary on-campus lodging for incoming international students. Booking this in advance is highly recommended.

IV. Cost of Living in Singapore

Singapore is known for its high quality of life, but it can also be expensive. Careful budgeting is essential for students. Here’s a general breakdown of monthly expenses for a student (excluding tuition fees):

Budgeting tips: Cook simple meals occasionally, use student discounts extensively, utilize public libraries for books and study space, and explore free attractions like gardens and museums. International students on a Student's Pass from approved institutions are allowed to work part-time for up to 16 hours per week during term time, and full-time during vacations, without needing an additional work permit. Common part-time jobs include roles in retail, F&B, tutoring, or on-campus positions like research assistants or library aides. These opportunities not only provide extra income but also valuable local work experience.

V. Getting Around Singapore

Singapore boasts one of the world's most efficient, clean, and affordable public transportation systems. The Mass Rapid Transit (MRT) subway and an extensive bus network form the backbone of travel. The system is integrated, meaning you can transfer seamlessly between MRT and buses using the same contactless card.

For students, the most cost-effective option is the Student Concession Card. You can apply for this card through your Singapore uni or directly at TransitLink offices. It offers significantly discounted fares for unlimited travel on buses and MRTs within a monthly fee structure (typically around SGD 45-60, depending on the type). Alternatively, you can use a standard stored-value card like the EZ-Link or NETS FlashPay card and pay per trip, which is still reasonably priced. Taxis and ride-hailing services like Grab are widely available but are more expensive and best used sparingly.

Given Singapore's compact size and excellent urban planning, cycling and walking are also viable options for shorter distances, especially within campus towns or neighborhoods. Many paths and park connectors are cyclist-friendly, though it's essential to be mindful of safety regulations and the tropical heat.

VI. Food and Dining

Singapore is a true food paradise, and eating is a national pastime. For students on a budget, hawker centers are a lifesaver. These open-air complexes house dozens of stalls serving delicious, affordable local dishes from SGD 3 to SGD 8. Must-tries include Hainanese Chicken Rice, Char Kway Teow, Laksa, and Roti Prata. They are clean, regulated, and offer an authentic taste of Singapore's multicultural cuisine.

For home cooking, supermarkets like NTUC FairPrice, Cold Storage, and Sheng Siong are ubiquitous. They stock a wide range of local and imported goods. For more specialized ingredients, you can visit wet markets (fresh produce markets) or ethnic grocery stores in areas like Little India or Chinatown. If you have food allergies or dietary restrictions (e.g., halal, vegetarian, vegan, gluten-free), Singapore is very accommodating. Most eateries, especially halal-certified ones and vegetarian stalls in hawker centers, clearly label their food. In supermarkets, allergen information is usually listed on packaging. Don't hesitate to ask stallholders about ingredients.

VII. Culture and Social Life

Understanding local customs will help you integrate smoothly. Singapore is a multi-racial society with a strong emphasis on racial and religious harmony. Key etiquette includes being punctual, respecting elders, using both hands or your right hand when giving or receiving items, and refraining from loud or disruptive behavior in public. When visiting places of worship, dress modestly and follow the rules. The concept of "kiasu" (fear of losing) is part of the local psyche, often driving the famed efficiency and competitive spirit.

Exploring Singapore's diverse neighborhoods is a fantastic way to spend your free time. Each area tells a different story: the heritage shophouses of Chinatown and Little India, the vibrant Malay culture in Kampong Glam, the colonial history in the Civic District, and the modern marvels of Marina Bay. Your time at a Singapore uni is also an opportunity to build a strong social network. All universities have a plethora of student clubs, societies, and organizations covering sports, arts, academics, and cultural interests. Joining these is the best way to make friends, develop new skills, and feel connected to campus life. Participating in orientation activities is highly encouraged.

VIII. Healthcare and Insurance

Singapore's healthcare system is renowned for its high standards but can be costly. The system is a mix of public and private providers. For non-emergencies, you can visit a General Practitioner (GP) clinic or a polyclinic (government-subsidized outpatient clinic) for more affordable rates.

It is mandatory for all international students to have medical insurance. Your Singapore uni will typically automatically enroll you in a group health insurance plan that meets the Ministry of Health's requirements. This plan usually covers hospitalization, surgery, and certain outpatient treatments up to specified limits. It is crucial to understand the coverage details, deductibles, and claim procedures. You may choose to purchase additional top-up insurance for more comprehensive coverage. In case of illness, you can visit the university's health center first, which often provides subsidized care for students, or go to a nearby GP or polyclinic. For emergencies, head directly to the Accident & Emergency (A&E) department of any public hospital.

IX. Safety and Security

Singapore is consistently ranked as one of the safest cities in the world. Violent crime is rare. However, practicing general safety awareness is always wise. Be cautious with your personal belongings, especially in crowded places. Use common sense when out late at night, though public areas are generally very safe. Be wary of scams, both online and in person. Singapore has strict laws, and penalties for drug-related offenses are severe, including the death penalty. It is imperative to be fully aware of and comply with all local laws and regulations.

Keep important emergency contacts saved in your phone:

• Police: 999
• Ambulance & Fire: 995
• Non-Emergency Ambulance (SCDF): 1777
• Your university's 24/7 security hotline.
• Your country's embassy or consulate in Singapore.

X. Thriving as a Student in Singapore

Embarking on your university education in Singapore is an adventure that extends far beyond the classroom. It is a chance to acquire a top-tier qualification from a respected Singapore uni while growing personally in a safe, vibrant, and multicultural environment. The initial challenges of adapting to a new country—navigating visa processes, finding a home, managing a budget—are stepping stones to greater independence and resilience. Embrace the local food, explore the city's hidden gems, engage actively with your campus community, and build friendships with people from all over the world. By balancing academic rigor with cultural curiosity and smart financial planning, you will not only survive but truly thrive. Your years in Singapore will equip you with knowledge, experiences, and a global network that will serve as a solid foundation for your future career and life, wherever in the world it may take you.