The year is coming to an end, everyone will be more running for money, inadvertently our payment of money has long since plunged into the smart era, not to take...
Jul 11,2022 | Hellen
The year is coming to an end, everyone will be more running for money, inadvertently our payment of money has long since plunged into the smart era, not to take cash, not to take savings cards, only installed a smart phone can now basically eat and drink to go around, and the opposite, which can lose the phone best payment gatewaycan not lose, lost the phone on behalf of their mobile money cabinet also lost. How did the times change all of a sudden? Looking back at the transformation of China's consumer payment methods since the founding of New China, we will find that in just a few decades, their payment methods have seen a huge change. The basis of the change in payment methods is the rapid development of modern Chinese banks: in 1897, China's first commercial bank, the China General Commercial Bank, was founded in Shanghai; in 1948, the People's Bank of China was founded; in 1979, the reform and opening up of the four state-owned commercial banks were founded one after another; in 1992, after Jiangnan, joint-stock commercial banks were founded. The explosive development of the financial industry has changed their payment methods and changed many life situations.
During the period of planned economy, payment was made with bills + cash, when materials were scarce and the state needed to issue various bills such as food stamps and cloth stamps to limit consumption and ensure full supply. Food stamps and cloth stamps were the main means of payment at that time, and were known as the "second loan currency". It was the feeling of many people at that time that "you could live without money and tickets, but you could not live without tickets". In those days, people had to bring a pile of national food stamps exchanged for local food stamps to go out on business trips, to visit relatives, and for college students to go to school abroad.
After the reform and opening up, we beganrapid 3d prototyping to use passbooks plus cash money. At that stage, with the rapid development of the economy, the shortage of materials slowly cleared, food stamps and other kinds of bills also completed its historical mission, and cash money became the key means of payment for the country. Everyone goes out, shopping, and traveling without forgetting to carry cash money with them. Daily savings occurred in passbooks. At that time the largest denomination of rmb was the 10 yuan coin, and only in 1988 did the 100 yuan denomination coin occur. People are happy to rely on consumer change in cash payments to check the authenticity of each other, but also willing to rely on one hand to deliver the money to find peace of mind. The actual fact is that you can find a lot of people who have a lot of money to spend on the internet. The first of these is the first of its kind. In March 1985, Zhuhai, Guangdong Province, successfully issued the first savings card in mainland China, the Bank of China Card; in June 1988, the Bank of China issued the first foreign exchange card in China, the Great Wall MasterCard International Card; in October 1993, the Shanghai branch of the Industrial and Commercial Bank of China and Shanghai Hualian Commercial Building cooperated to issue the first savings card in China with an advertising message -- ICBC Hualian joint card; in July 1993, China Construction Bank issued the first containerdomestic color photo savings card in Guangdong -- Color Photo MasterCard Dragon Card. "One card in hand, travel all over the world" was the brightest advertising slogan of the bank at that time. From the first Chinese bank card in 1985 to date, from the earliest bank card magnetic stripe to the current financial IC card, savings card has gone through nearly 31 years process.
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Payment gateways' primary strategy for securing sensitive transaction data is data encryption. The payment gateway will encrypt the data when you enter your card information at the checkout. Data is converted into another form, or code, through encryption so that only those with access to a secret key can read it.
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