What are the characteristics of electronic collection

World Health:Compared with traditional global payment gateways payment methods, electronic payment has the following characteristics:1. Electronic payment is to use the adva...

Feb 28,2022 | Demi

global payment gateways

Compared with traditional global payment gateways payment methods, electronic payment has the following characteristics:

1. Electronic payment is to use the advanced technology to realize information transmission through digital circulation. Various payment methods are paid by digital methods; while traditional payment methods are through the circulation of cash and bills. Physical entities such as transfers and bank transfers are used to complete the payment.

2. The working environment of electronic payment is based on an open system platform (ie the Internet); while traditional payment operates in a relatively blocked system.

3. Electronic payment applications use the most advanced communication methods, such as internet and extranet, while traditional payment applications use traditional communication methods; electronic payment applications have high requirements on software and hardware facilities, and generally require a networked microcomputer , related software and other supporting facilities, while traditional payment does not have such high requirements.

4. Electronic payment has the advantages of convenience, speed, efficiency and economy. Users can complete the entire payment process within a short period of time without leaving home as long as they have an Internet-connected PC. The payment fee is only a few tenths of the traditional payment

One, or even a few percent.

In e-commerce, the collection process is an extremely important link in all commercial activities, and it is also the business process with the highest requirements for accuracy and safety in e-commerce. The flow of funds received electronically is a business process, not a technology. However, in the process of carrying out electronic payment methods, many technical problems will be involved. value. It is expected that by 2001, the proportion of the world's smart card usage in the United States will increase from 2% now to 20%. According to a recent report released by New York-based jupiter communications company, in 2000, the turnover of connected commerce in the United States is expected to reach 7.3 billion US dollars, almost half of which will be paid by smart cards, electronic cash and electronic checks.

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